If you are single, make sure you look at what being enrolled in ACA coverage for 2019 can mean to you. You have until December 15, 2018 to enroll for next year. BWHI has heard from many women who think they can’t afford the premiums, but it is worth investigating the options. There are many low premium options available that put coverage within reach. The ACA still provides subsidies to many people who need help in affording their monthly premiums.
Coverage under the ACA isn’t perfect but it has been a lifesaver for so many Black women who didn’t have health care coverage through their spouse or through an employer-sponsored plan. It could also be a good solution for small business owners.
One of the important things to remember is that you cannot be rejected from coverage because you have or have had a pre-existing condition of any kind. Coverage also offers significant preventative care to keep you healthy. In most coverage plans diabetes screening, mammograms, and other diagnostics are covered at no cost.
And if you are a young adult, you can opt to stay on your parents’ health insurance plan, if they have one, until you are 26 years old.
If you or someone you know does not have coverage, take a few moments and go to www.healthcare.gov to explore your options or to enroll. Remember that if you want to be covered starting January 1, 2019 you must enroll by midnight on December 15, 2018. Your health depends on it.